4:30 p.m. - 5:30 p.m.

Conference Registration

7:30 a.m. - 8:00 a.m.	Conference Registration
7:30 a.m. - 9:00 a.m.	Breakfast
9:00 a.m. - 10:30 a.m.	"NCUA Update" by Mike McKenna
11:00 a.m. Departure	Optional Tour of St. John including Lunch: $142 per person

8:00 a.m. - 9:30 a.m.	Breakfast
Morning	Non-Participant Shopping Excursion
8:30 a.m. - 10:30 a.m.	"DE-LEVERAGING AMERICA -Strategies for Credit Unions In Austere Times" by David Pearce Snyder
10:30 a.m. - 10:45 a.m.	Coffee Break
10:45 a.m. - 12:00 p.m.	...continued "DE-LEVERAGING AMERICA -Strategies for Credit Unions In Austere Times" by David Pearce Snyder

8:00 a.m. - 9:30 a.m.	Breakfast
8:30 a.m. - 10:30 a.m.	"Recruiting and Retaining Effective Board Members" by Jason Boles
10:30 a.m. - 10:45 a.m.	Coffee Break
10:45 a.m. - 12:00 p.m.	"Delivering Fans: Delivering Service Excellence" by Jason Boles
Afternoon	Optional Golf Tournament

8:00 a.m. - 9:30 a.m.	Breakfast
8:45 a.m. - 10:30 a.m.	"Values, Vision and Mission Dealing with an Aging Board" by Tom Glatt
10:30 a.m. - 10:45 a.m.	Coffee Break
10:30 a.m. - 12:00 p.m.	"Lending in the Next Millennium" by Tom Glatt